The 0.1% Rule: Why We No Longer Fight About Money

Like most couples, my wife and I used to fight about money. Either I was complaining about her spending, or she was complaining about my spending. Actually, I used to do more of the complaining, but marriages are about equality, so who’s counting, right?

But that was a long, long time ago. Now, my wife and I think it’s ridiculous when we see or hear other couples fight about money. Don’t get me wrong – we fight about a lot of things. Just not money. Actually, let me correct that. My wife yells at me a lot. Then I grovel and apologize. Is it still called fighting when one side utterly and completely surrenders?

Continue reading “The 0.1% Rule: Why We No Longer Fight About Money”

How Does Your Hourly Wage Stack Up?

I’ve mentioned this before, but investing and saving is like golf. It’s an individual sport. What I do has no impact on others and what others do has no impact on me. All that matters is whether you’re saving and investing enough, and that you get better at both over time. But let’s be realistic. People can’t help but compare themselves to others. If you want to save and invest more, you need to increase your excess capital, which means you need to make more money than you spend. So how does your hourly wage stack up?

Continue reading “How Does Your Hourly Wage Stack Up?”