I remember graduating from business school with over $50k in debt and no job, wondering how I was going to pay off all my loans and whether I made a big mistake going back to school. I’m not going to lie, it was really stressful back then. It got so bad that we actually considered moving in with my in-laws (yes, it was that bad).

Here I am now, with three kids, a great job at a multi-billion dollar hedge fund, a beautiful wife (I had her before, but the fact that she’s still around is a surprise), and a net worth over $1 million.

It wasn’t easy getting here, but it wasn’t rocket science either. This site is about everything I’ve learned, so that you can become financially free as well. It boils down to this:

Make More Money

There are only so many hours in a day so you either work more hours, or make more money for each hour you work. Ideally, you’ll do both. If you don’t get paid enough, develop the skills necessary to find a job that pays more.


Again, there are only so many hours in a day. You need your money to work for you, so that one day you won’t need to work.

Spend Less

This doesn’t need an explanation.

I’m not the smartest person, but I am driven. If I can do this, so can you!


Top 200 Personal Finance Blogs According to Feedspot!